Have you had a CCJ that you were not warned about and had no chance to defend?
CCJs – county court judgements – are pushed by firms seeking ‘debts’. The debt judgements against families who knew nothing about them ruin lives.
Representation of CCJ – county court judgement – People affected by unexpected CCJs are urged to make a removal claim with us today.
Families are being financially crippled by CCJs – county court judgements
Hard-working people and professionals have had to sell their homes and even close businesses after ccj rulings which they had no chance to contest.
“If big companies are relying on this as a means of income then they should be forced to repay”.
What is happening with the CCJs
- More than 2,000 rulings being made every day,
- Cases are not being defended or heard by a judge in open court,
- CCJ’s risen by over a third, with almost 900,000 CCJs issued in a year
- Over 85% were uncontested or unaware of the CCJ entered against them.
Banks, utility companies and parking cowboys are obtaining the judgments (CCJs) over alleged debts as small as 1p.
If you have suffered financially from a CCJ entered against you without your knowledge, you can start the CCJ removal process today.
Has your credit rating suffered from a CCJ?
The effects of a CCJ include:
- Poor Credit Rating,
- Stopping you obtain a mortgage,
- Prevent you from buying a house,
- Bailiffs coming to your house,
- Cars being taken away,
- Household goods seized.
Suffered financially because of a CCJ you weren’t made aware of? You can make a request to remove your CCJ and you may be able to remove the financially crippling effects for you and your family.
Processing your claims during COVID-19
100% No Win, No Fee
Maximum Compensation
20 years expert claims experience
Families couldn’t get a mortgage because of a CCJ on their name which they didn’t know about.
CCJs stay on a person’s credit file for 6 years. They are issued against people who fail to pay a bill.
A growing number of financially responsible people are having CCJs obtained against them without their knowledge.
This is often resulting from the chaos of a house move, when people forget to update their utility provider, bank or phone company promptly.
Bills and CCJ claims are then sent to the old address and they have no chance to dispute the order or pay.
In some cases, people have had CCJ claims sent to old addresses even though they have updated all their records.
Many people only find out about the judgements years later when they are refused mortgages or business loans.
Customers of HSBC, Lloyds Banking Group, Barclays, NatWest, Vodafone, O2, npower, United Utilities and parking companies have been known to receive CCJs against them.
Claims for CCJs are automatically processed if there is no reply in 14 days.
How can we help you
Treadstone Law Solicitors are specialist litigation solicitors who can remove your CCJ for you for a fixed fee. If you are daunted by the court system and don’t know how to do this, we can do it for you swiftly and efficiently. This applies to judgement in default of a defence or acknowledgement of service.
We can help but the faster you act, the better your chances of success. Fill in our online CCJ removal forms to start the process. You can pay online and upload your documents as well.
Once you have filled in our online form…
- We will need your written authority to act, and our retainer signed.
- We will need all the documents you have in your possession regarding your CCJ:
- Names and addresses,
- Reference numbers of the parties concerned.
We will advise you how best to proceed and how we can remove the CCJ. Remember the circumstances of each case may be different.
- We will then write to the Claimant on your behalf (we must have your written form of authority for this or the defendants may not speak to us). We will ask for disclosure of all documents relating to the case. We may be able to negotiate a reduced settlement on your behalf
- We may need to make an application to the court on your behalf to remove the CCJ.
What do I do about my CCJ?
At this stage, it will be worth considering whether you in fact owe the money or not. If you do then the best solution may be to pay the amount or a reduced amount straight away, and for us to make the application to remove the CCJ on your behalf. Court fees are payable by you to facilitate this – currently £119.
How long will it take to remove my CCJ?
If we succeed on your behalf, the CCJ will be removed and your credit rating restored in approx. 4-6 weeks (as the credit agencies catch up).
Remember – ONLY SOLICITORS can act for you at court. Some companies who are NOT ACTUAL solicitors try to offer this service. This is against the law, Under the Legal Services Act 2007, the conduct of litigation is reserved for SOLICITORS only.
Only Solicitors are qualified to do so as they are regulated and insured to protect you, and follow service standards.
Do you really want an unqualified, unregulated, or an uninsured person or firm acting on your behalf at court?
Don’t owe any money and believe your CCJ is completely wrong?
If you definitely don’t owe the money then you will need to contest the amount owed AFTER we have set the judgement aside on your behalf.
The Court rules provide for various methods of escape, providing you act quickly.
If the defendants didn’t serve the claim properly upon you, or the judgement was wrongly entered against you, contact us today.
We can also set aside judgement if you have real prospects of success of defending it in full or in part, or simply if there is just a good reason to do so. Has the company been unnecessarily aggressive against you?
The courts discretion must be invoked here and the case put to the court should be prompt, honest, and backed by evidence where possible.
Further Charges will apply for this and it’s not covered under our fixed fee CCJ removal scheme. It will be necessary to make an application to defend the case – to do so we must satisfy the court that you have reasonable prospects of defending the case, and that you acted promptly.
If you have a complex case where the claimants have entered judgement for a fixed sum against you then it may be possible to set this aside, remove the CCJ providing we can show a number of things on your behalf including :
- You have a defence to the case,
- You acted promptly,
- The breach of the rules by you is not overly significant and in all the circumstances of the case it’s fair to set aside,
- Common costs to contest a judgement debt are £1500 plus advocacy (barrister) fees plus court fees.
Call Us Today on:
0161 490 8960
© Copyright 2025 Treadstone Law | Civic Centre, Unit 6 Etrop Way, Wythenshawe, Manchester M22 5RE Tel: 0161 490 8960.
Authorised and regulated by the SRA under number 557858. VAT 110856242. Registered with the Information Commissioner’s Office (ICO)
Privacy Policy | Terms of use | Complaints