Mis-sold Car Finance Solicitors in Manchester

Our Mis-sold Car Finance Solicitors in Manchester are here to help you. Call us on 0161 490 8960

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Get Your Compensation with Our Mis-sold Car Finance Solicitors in Manchester

Our Mis-sold Car Finance Claims Experts support people affected by financial mis-selling. Our solicitors work on a No Win, No Fee basis, ensuring no financial risk to you.

How to Claim Mis-Sold Car Finance with Treadstone Law

If you purchased a car, van, or motorbike on PCP or Hire Purchase between 2004-2020, you could be entitled to thousands in repayments due to unfair car finance commissions.

The Financial Conduct Authority (FCA) has launched a major investigation into hidden commissions, which could lead to billions being refunded to affected customers.

Types of Agreements Eligible for Claims

  • Hire Purchase (HP) Agreements
  • Personal Contract Purchase (PCP) Agreements
  • Car Loans or Motor Finance Arranged Through Brokers or Dealerships

What is Car Finance Mis-selling?

Mis-selling occurs when crucial financial details were not disclosed to you, leading to unfair agreements. You may be eligible if:

  • You were not informed about commission payments to the dealer or broker.

  • Hidden fees or high interest rates were added to your finance agreement without your knowledge.

The FCA has revealed that 95% of UK car finance agreements included hidden commissions. If you weren’t informed about these charges, you may have a strong case.

Complete our form

Solicitors in Manchester - Stuart Matthews
Stuart / Your Mis-sold Car Finance Solicitor

    Hi! What types of vehicles did you have between 2005 and 2020?

    (Please note: Even if you failed to pay off the agreement, you may still have a valid claim!)

    Have you:

    Made any attempt to make a motor finance claim?

    Previously entered into bankruptcy / IVA?

    Had arrears of any sort connected motor finance?

    You're nearly there in starting your Motor Finance Claim! We just need...



    Did You Take Out PCP/HP Finance Between 2007-2021?

    If so, you could be due thousands in compensation!

    • 40% of finance deals between 2007 and 2021 included secret commissions, meaning you may have overpaid.
    • Potential Average Compensation: £4,000
    • Major providers covered: BlackHorse, Santander, BMW, and more
    • Over £300M annually in overpaid commissions in the UK

    How It Works

    • Enter Your Details & Sign Up – Start your claim by providing your details and signing our solicitors’ agreement.
    • We Locate Your Car Finance Agreements – A historic credit search finds your past finance agreements (soft check, so no credit score impact).
    • No Win, No Fee – Your claim is handled risk-free by expert solicitors.
    • We Submit Your Claim – Our partnered solicitors process your case from start to finish.
    • Get Paid – If successful, your compensation is paid directly to your bank.

    Start Your Motor Finance Claim Today – Don’t let hidden commissions take your hard-earned money! Time limits may apply, so act now.

    Why Choose Treadstone Law?

    At Treadstone Law, we specialise in historic car finance claims and have a deep understanding of the FCA’s investigation into discretionary commission arrangements. Here’s how we can help you:

    • Expert Legal Advice: Our team of experienced solicitors will guide you through every step of the claims process.
    • Data Protection Advantage: We utilise a clause in the Data Protection Act to identify your car finance provider and gather crucial evidence.
    • Maximise Your Claim: We ensure your complaint is filed correctly and efficiently, maximising your chances of a successful claim without the need for a CMC.

    How to Claim Car Finance Mis-selling with Treadstone Law Solicitors

    1. Contact Us: Reach out to our team for a free consultation to discuss your case.
    2. Assessment: We will assess your car finance agreement to determine if you were mis-sold through discretionary commission arrangements.
    3. Claim Submission: Our solicitors will handle the entire claim process, from gathering evidence to submitting your complaint, ensuring you receive the compensation you deserve.

    As the FCA investigation progresses, the claims process may evolve. Stay informed by subscribing to our free newsletter for the latest updates and advice.

    Act now to reclaim what you’re owed from unfair car finance deals. Trust Treadstone Law’s expertise and unique legal approach to navigate the process and maximise your compensation.

    Not found an answer to your question?

    Why Treadstone Law?

    Our civil litigation department has over 20 years of experience and a high success rate in making claims for clients like you against people who have wronged you (subject to approval we can act for you on a NO WIN NO FEE* basis).

    Your claim for mis-sold car finance could get you the compensation you may be eligible for. As part of our process, we will need to see your supporting evidence straight away and assess the contents.

    FAQs

    Can I Claim Mis-Sold Car Finance Myself?

    Yes, you can file a claim for mis-sold car finance yourself. However, the process can be complex and time-consuming, especially when dealing with discretionary commission arrangements. Here’s a simplified guide to help you get started:

    1. Gather Information: Collect all your car finance documents, including the agreement and any correspondence with the lender or broker.
    2. Identify the Lender: Use a clause in the Data Protection Act to request information from the lender about your finance agreement.
    3. File a Complaint: Write to your lender explaining why you believe the commission was unfairly applied. Be clear and concise, providing all necessary evidence.

    While it’s possible to manage this on your own, having expert legal assistance can significantly improve your chances of success and ensure the process is handled correctly.

    Should I Use a Claims Management Company (CMC) or a Solicitor?

    When deciding whether to use a CMC or a solicitor, consider the following:

    Using a CMC

    • Advantages: CMCs can handle the paperwork and communication with lenders on your behalf.
    • Disadvantages: They typically charge a fee or take a percentage of any compensation you receive, which can reduce your overall payout.

    Using a Solicitor

    • Advantages: Solicitors, like those at Treadstone Law, provide expert legal advice and can leverage unique legal clauses to strengthen your case. We have a thorough understanding of the FCA regulations and can handle complex claims more effectively.
    • Disadvantages: Legal fees may apply, but these are often outweighed by the increased likelihood of a successful and higher-value claim.

    We are rated Excellent

    Client Testimonials

    Over 10 years of winning our cases!

    "I have used Treadstone law for myself and my family over the last 10 years , they are a very good company and always win our cases!"

    Mr B Bojang / Manchester

    Highly recommended

    "Very satisfied with the outcome of my claim. Everything was explained to me in an easy to understand way. My solicitor was very friendly and approachable. Highly recommended."

    Paul / Manchester

    Professional, efficient and effective.

    "I have dealt with Treadstone Law on several occasions and have always found them to be professional, efficient and effective. I would highly recommend them."

    Mr N Cahill / London

    Utmost skill and professionalism.

    "When the dentist ruined my teeth Treadstone Law handled my claim for dental negligence with utmost skill and professionalism. I was able to recover damages sufficient to rectify the carnage inflicted on me by the dentist."

    Dominic Walker

    Invaluable in getting me the result

    "Recently had Stuart represent me during a difficult period. He was excellent at communicating with me throughout, and clearly has a lot of knowledge. Stuart put it in a way I could understand which made my ability to be properly involved so much easier. His advice was invaluable in getting me the result, but his personable manner was the reason I chose him to represent me. I have already passed him on to several friends and a family member, with all positive feedback."

    Ben Nolan

    Couldn't me more pleased with the result

    "I was a bit worried at first having never made a claim, but Stuart really knows what he's doing and looked after my case from start to finish. Couldn't be more pleased with the result and the way it was handled."

    Mr B. Worsley

    Goes above and beyond!

    "I have dealt with Treadstone law twice. On both occasions I received much more than I was expecting financially. The service levels recieved at Treastone law and more specifically Stuart was exceptional.. Stuart goes above and beyond! He was in touch at every point throughout the process and I would highly recommend him!"

    MR C Bowman

    "Treadstone delivered timely and accurate legal advice which helped me enormously and directly lead me to winning my case."

    Mr B / Manchester

    "Treadstone Law were recommend to me, they took the case on very quickly spoke to all witnesses within 48 hours and even met me at the scene of the accident so that I could walk them through what happened."

    Miss S / Oldham

    "Fantastic customer service, speedy resolution to my case, Stuart and Shu were friendly and knowledgeable."

    Mrs H / Bury

    "My wife was recently involved in a quite serious car crash, thankfully she wasn’t seriously injured but the car was totally destroyed, Stuart and his team handled everything from day one, from getting the pay-out for the car to dealing with the injury claim in an extremely professional and compassionate manner, he kept in contact with us at every step of the process and managed to sort everything out in under 12 weeks. I would recommend Treadstone Law to anyone that has had an accident, excellent service and total professionals."

    Mr Howard / Manchester

    "My solicitors have worked really hard to win my case. I am really pleased with the services provided. I would definitely recommend Treadstone to friends and family in the future. Thanks again."

    Mrs M / Cheshire

    “I was inundated by phone calls from dodgy companies telling me to put a claim in, but a colleague recommended Treadstone Law. I gave them a call and was astonished that, nine months later, I got a cheque for £4,700. Brilliant result!”

    Mr S / Wythenshawe

    “My son was injured at a holiday club. Treadstone Law came out to see me the same day I contacted them, and the solicitor who showed a real interest in the case. He explained it all well and was really nice to my son who was a bit frightened as he thought he was in trouble . We went to the scene of the accident and he did a full report taking loads of photos . This was really important as the play scheme moved all the incriminating evidence the next day.”

    Miss C / Cheshire

    “I had a simple road traffic accident and I was astonished when my solicitor called me and said she has settled my case for £13,000. I was very happy with the customer service that I received from Treadstone Law. They were always happy to help me with any questions I had and made me feel so welcome when I visited their offices. I will recommend my friends and family to use them if they require legal services.”

    Mrs O / Manchester

    “I was treated as a real human being by Treadstone Law. I was asked how I was, and the Solicitor did more than I had come in for, as I asked his advice about several other things. He answered all my questions and advised me what I should do, or what he would do if it were him. He made up for a lack of sensitivity shown by another solicitor’s firm, who treated me like a cash cow, were mercenary and lacked empathy. Unfortunately, I still have to deal with these solicitors, but not for long hopefully. Thank you again, and I will recommend you. Treadstone Law have restored my faith in solicitors!”

    Mrs D / Manchester

    “I was very impressed with the service I received, from the start of my claim to completion.”

    Mr S / Bolton