After a road accident, if your claim is denied, regardless of how valid you believe it is, you’ll most likely need to hire a solicitor if you choose to fight the denial.
After all, insurers make a profit by taking in more money in premiums than they pay out in claims. A solicitors’ claim, however, will usually carry more weight and may be taken more seriously by the insurer.
It is not uncommon for automobile insurance companies to deny accident claims. A claimant may receive a denial if the company believes the driver could have avoided the accident, if nobody suffered an injury at the time of the accident, or if medical records do not indicate an injury or pain. Claim denials can be frustrating and stressful, especially if you are dealing with hefty medical bills and missed days at work.
In our experience insurance Companies often mis-interpret the weight of evidence.
For the last 18 months, we have been involved in a fight for compensation from an insurance company who was trying to deny a claim.
In this case, the Defendants claimed to have an independent witness of the accident in question. However, we conducted a detailed site inspection which proved that the witness could not have seen everything she claimed to have seen and her evidence was, therefore, a house of cards.
Proper rigorous investigation of this road traffic accident claim led to success and ‘Mr M’, our client, went on to receive substantial damages as a consequence.
Car accidents are never pleasant, whether they result in catastrophic injury or just a scratched bumper. But if the other party’s insurance denies your claim, even though you were not at fault, things can go from bad to worse. If you need help deciding what to do, consider having a member of Treadstone Law review your case at no expense to you.
If you find a claim being denied by an insurance company, why not contact us for a no-obligation assessment.
Call 0161 685 0070
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